Payment Gateway

Merchant Account Payment Gateway soltutions

We offer CCAvenue payment gateway to transact online business the way you always wanted to:Simple, Fast, Secure, Affordable and Complete.

If you have investigated launching an e-commerce effort, you would probably have noticed the steep learning curve and the daunting complexity involved. The exorbitant costs of e-commerce payment gateway solutions provided by financial institutions in India; the sheer volume of different software components and the challenge of integrating them, can discourage anyone from going into the business.

CCAvenue is the only organization to have tie-ups with all major online banks and credit card gateways.

With CCAvenue,you are open for business to ANYONE, ANYWHERE, ANYTIME regardless of geographical boundaries, contingencies and astronomical operational retailing costs. This payment gateway services offer Indian merchants an outstanding global platform to cost effectively enter the digital economy.

  • Processing and Settlement in Indian Rupees For lndian eMerchants only
  • All major credit cards processed
  • Direct Debit facility to ten major Banks accounts
  • Verisign 128 bit security and CVM verification
  • No Merchant Account /Special Bank Account necessary
  • Free Shopping Cart
  • Free Auction Collection Service through Email
  • Free Bill Collection Service through Email
  • Free Virtual Terminal
  • No Chargeback fees
  • Cutting edge M.A.R.S. merchant accounting module
  • Cost-effective pricing
  • Quick and Convenient payout options

PAYMENT CYCLE

Merchant Account Payment Gateway soltutions

You have 12 days from the receipt of the orders to execute and capture the order amounts. If your business model demands that you capture the amount in advance for future delivery i.e. a period beyond 12 days from receipt of the order, and your customer is explicitly agreeable to this, then you may do so before the 12th day. Orders not captured will not be reflected in your account after this.

Orders can be accessed by logging into your CCAvenue Account with the username and password registered on sign-up.

All orders shipped/executed until Thursday midnight IST are processed for payment the following day. Transactions are then paid-out to your designated bank account by depositing cheques in Mumbai to your bank account(if your bank permits it) or by sending you a Citibank at par cheque, encashable in your city, by courier to reach you no later than the next Monday or Tuesday.

Modes of payment to choose from

a) Sub-Merchants holding an account with the following banks can opt for direct credit to their accounts with any branch in the country by requesting us to deposit a Mumbai cheque:- HDFC Bank Limited, ICICI Bank Limited, UTI Bank Limited, Citibank, Standard Chartered ANZ Grindlays, Global Trust Bank, Centurion Bank, ABN Amro Bank, IDBI Bank and any other bank which allows us to deposit cheques to your current /personal account directly from Mumbai.

b) Citibank at par cheque payable as a local cheque in your city dispatched on Friday evening by courier.

Minimum Balance Requirement

On commencement of the account CCAvenue will retain the first Rs 1000/- as a minimum balance requirement for keeping your account in live mode, in the same way as a bank account operates. Subsequently all and any amount over this will automatically get paid out.

Features :

  • Set Up fee is a one time fee only.
  • Facility to upgrade from economy scheme to premium scheme by paying the difference in set up fees. No changes to be made at your end.
  • Shopping Cart and other services available to both schemes.
  • Both Schemes to have access to complete online Sub Merchant Account Management , with a central reporting facility on every transaction. This includes reports on sales, credits, voids Œ to support non-repudiation, balancing, portal settlement reporting, processor settlement reporting and other back office functions. 
  • Visibility into transaction level information is protected by passwords

PRICING AND TYPES OF SCHEMES

Merchant Account Payment Gateway soltutions

We accept online payments for e-merchants via two independent options.

a) Credit Cards: We accept the following credit cards. Visa, Mastercard, American Express, Diners Club, JCB and Citibank E-Cards. These could be issued in India or anywhere else in the world, it really does not matter. If a CCAvenue sub merchant has signed up under our economy scheme he gets Rs 93/- in hand for every Rs 100/- worth of his transaction, done on a credit card by his customer. If a CCAvenue sub merchant has signed up under our premium scheme he gets Rs 95/- in hand for every Rs 100/-, worth of his transaction done on a credit card by his customer. Nothing more is payable by the sub merchant in both instances.

b) Through a direct debit of an online bank account in India. We currently support HDFC Bank, Citibank,ICICI infinity, UTI iConnect, IDBI and Centurion Bank customers. Which means that a customer may use his bank account for paying any CCAvenue sub merchant. When a CCAvenue merchant receives payment through this route he gets Rs 96/- for every Rs 100/- worth of transaction done by his customer, irrespective of the type of scheme he has subscribed to i.e. economy or premium. Nothing more is payable by the sub merchant.

There is no question of any clubbing of the two, both are counted as two separate transactions. To get your payments you need to “capture ” your transaction from the accounting module. When a transaction is successful from the payment gateway this is reflected in your account with CCAvenue in pending mode. You as the merchant will have to log-in to your account on www.ccavenue.com and mark the transaction as shipped / executed and entering relevant data.

We are offering the following two schemes for you to choose from, as per your business model:-

Type of Scheme Set Up fees 
(One time, Non Refundable)
TDR * 
(Credit Cards)
TDR 
(Net Banking)
Annual Software Upgradation Cost (Payable 1st April , Every Year)
Premium Scheme >Rs. 27,750/- 5% 4% Rs. 
2,400/-
Economy Scheme Rs. 8,500/- 7% 4% Rs. 
1,200/-

Our E Commerce Key Features

Our e-business solutions are compatible with popular payment Gateway Processors.

We offer to our potential clients the opportunity to sell as many Products as they want via the enhanced user friendly eCommerce Shopping Cart facility. This interactive way enables the clients an easy way out to create any type of e commerce store that they want and sell as many products or services.

After the products are listed, you can cut the HTML codes for a personalized shopping cart right into your web pages. You can also choose to deliver downloadable products securely with our digital delivery system.

Compliance with Payment Gateway Processors

  • The clients are provided with the facilities to adopt third-party credit card processors.
  • We are equally committed to provide a secured transaction gateway via SSL-encrypted transactions.
  • The clients are provided with the facilities to adopt third-party credit card processors.
  • Increased mailing- lists and follow ups

We provide the opportunity to ensure enhanced follow-up with customers via our follow-up management system. With this facility you can create unlimited email lists and auto response messages to send out to your valuable customers. Our clients can create automated email courses and help promote products and services.

Keep a Track of Your Advertising Costs

Our enriched database rich site helps you to automatically keep track of all your advertising and marketing expenses via ad trackers. Furthermore, the client can enhance their tracking of any listed advertising cost in order to advertise their marketing campaigns via internet.

Well managed product listing

We are committed to provide our clients easily managed content management system. We bypass the scruples of downloading and installing any additional software. All you need to do is just browse your site, login and then easily and quickly change the content, add or edit product records and setup product categories.

Interactive Form

We also provide portals with interactive forms, which help visitors put their feedback and suggestions.

Other featured listings include:

  • Regular generation of Web Site Traffic Reports
  • Importing Current Lists from other Programs
  • Assigning and Linking Listings to Agents
  • Feature Listings on clients Home Page
  • Search Engine Optimized Listings
  • Secured hosting of your e-commerce website
  • Round the clock trafficking of data

E-commerce

These websites are online platforms that allow businesses to sell products or services to customers over the Internet. These websites provide a digital storefront where customers can browse products, make purchases, and complete transactions without the need for physical interaction. If you’re interested in creating an e-commerce website here are some key steps to consider in our website design unit:

Plan your e-commerce strategy:
  • Determine your target audience, product offerings, pricing strategy, and business goals. Research your competitors and identify unique selling points that will set your e-commerce website apart.
  • Choose an e-commerce platform:
  • Select a suitable e-commerce platform that aligns with your business needs and technical requirements. Popular options include Shopify, WooCommerce (built on WordPress), Magento, BigCommerce, and Squarespace. Consider factors such as ease of use, options, scalability, payment gateway integrations, and available extensions or plugins.
  • Register a domain name:
  • Choose a domain name that reflects your brand and is easy for customers to remember. Register the domain through a reliable domain registrar.
  • Set up hosting:
  • Find a hosting provider that can support your e-commerce website’s performance and security needs. Look for a hosting plan optimized for e-commerce, with features such as SSL certificates, regular backups, and scalable resources.
  • Design your website:
  • Create an appealing and user-friendly design for your e-commerce website. Consider the overall layout, navigation, product categorization, and search functionality. Ensure your website is responsive and optimized for mobile devices.
  • Add product listings:
  • Create detailed and compelling product listings for each item you sell. Include high-quality product images, clear descriptions, pricing information, and any other relevant details that help customers make informed purchasing decisions.
  • Implement secure payment gateways:
  • Integrate secure payment gateways that support popular payment methods such as credit cards, PayPal, Apple Pay, or Google Pay. Consider PCI compliance and ensure that customer payment information is encrypted and protected.
  • Set up shipping and fulfillment:

  • Determine your shipping options, including shipping rates, carriers, and any international shipping considerations. Integrate shipping calculators and tracking functionalities into your e-commerce platform to provide a seamless customer experience.
  • Enable customer support:
  • Implement customer support features, such as live chat, contact forms, or a dedicated support email address. Promptly respond to customer inquiries and provide helpful information to ensure customer satisfaction.
  • Optimize for search engines:
  • Implement basic search engine optimization (SEO) techniques to improve your website’s visibility in search engine results. Focus on optimizing product pages, meta tags, and URLs, and incorporating relevant keywords into your content.
  • Implement analytics and tracking:
  • Set up web analytics tools, such as Google Analytics, to track and measure website performance, user behavior, and conversion rates. Use these insights to make data-driven decisions and improve your e-commerce website over time.
  • Market your e-commerce website:
  • Develop a marketing strategy to drive traffic to your e-commerce website. Utilize various channels such as social media marketing, content marketing, email marketing, paid advertising, influencer collaborations, and search engine marketing to increase brand awareness and attract potential customers.
  • Monitor and iterate:
  • Continuously monitor your website’s performance, analyze customer data, and gather feedback. Make necessary improvements, update product offerings, and adapt your marketing strategies based on the insights you gather.
  • Launching and maintaining a successful e-commerce website requires ongoing effort, attention to detail, and a customer-centric approach. Regularly update your website with fresh content, optimize the user experience, and provide exceptional customer service to foster long-term customer loyalty.

    What are the types of e-commerce websites?

    There are several types of e-commerce websites, each catering to different business models and target audiences. Here are some common types:

    Business-to-Consumer (B2C):
  • B2C e-commerce websites are the most common type, where businesses sell products or services directly to individual consumers. Examples include online retail stores like Amazon, clothing boutiques, electronics shops, and food delivery platforms.
  • Business-to-Business (B2B):
  • B2B e-commerce websites facilitate transactions between businesses. They enable companies to buy and sell products, services, or information to other businesses. B2B e-commerce often involves larger order volumes, negotiated pricing, and more complex sales cycles. Examples include wholesale marketplaces, supplier directories, and online procurement platforms.
  • Consumer-to-Consumer (C2C):
  • C2C e-commerce websites enable individuals to sell products or services to other individuals. These platforms act as intermediaries, facilitating transactions between consumers. Examples include online classifieds like Craigslist or auction sites like eBay.
  • Peer-to-Peer (P2P):
  • P2P e-commerce websites connect individuals directly for sharing or renting goods and services. These platforms facilitate peer-to-peer transactions without the need for traditional businesses. Examples include ride-sharing services like Uber or accommodation-sharing platforms like Airbnb
  • Dropshipping:
  • Dropshipping e-commerce websites function as intermediaries between customers and suppliers. The website owner markets and sells products, but the actual fulfillment and shipping are handled by third-party suppliers. The website owner does not hold inventory and profits from the difference between the wholesale and retail prices. Examples include platforms like Shopify and WooCommerce with dropshipping integrations.
  • Subscription-based
  • Subscription-based e-commerce websites offer products or services on a recurring basis. Customers pay a regular subscription fee to access ongoing benefits or receive regular shipments. Examples include subscription boxes, streaming services like Netflix, or software-as-a-service (SaaS) platforms.
  • Digital Products:
  • E-commerce websites specializing in digital products deliver goods that are downloadable or accessible online. These can include software, e-books, music, videos, online courses, or stock photos. Examples include platforms like Udemy, iTunes, and Shutterstock
  • Non-profit
  • Non-profit organizations also utilize e-commerce websites to sell products, accept donations, or promote their cause. These websites focus on generating revenue to support their charitable activities. Examples include websites for charitable foundations, NGOs, or community-based organizations.
  • It’s important to note that some e-commerce websites can fall into multiple categories or incorporate different business models. Host4asia will help you to choose the e-commerce website type depending on your business goals, target audience, products or services offered, and the overall strategy of your organization.